Every little bit helps, people say. The following simple ways to save money every day and start saving immediately do show that small changes in your daily habits can indeed make a world of difference.
Simply add these habits to your daily life. This way you choose every day to make saving a priority. You could even print the list and hang it on your personal bulletin or vision board.
Saving money in your daily life
Saving a small amount of money every day doesn’t seem to make a world of difference. But if you add up all those little bits, then you’ll surely end up with a nice amount in the long term. Do you find it difficult to envision that? Just take one look at this daily savings calculator to get an idea.
The following habits will absolutely help you to make it all possible!
1. Track your daily expenses
Take a minute each day to jot down your expenses in a notebook or Excel sheet. Alternatively, you can also use a budget app on your phone. After all, saving is difficult if you have no idea where your money actually goes. And to be honest, most of us have no idea about this.
2. Postpone big expenses
Are you about to make a big expense? Then agree with yourself that you’ll first wait 48 hours (or even longer). This way you prevent impulse purchases. Because if you still want to buy this product after 48 hours, then you can be sure that you will not regret it afterwards.
3. Keep an eye on product prices
Even if something has been on your wish list for a long time, you can save money on it. Fortunately, there are many different (online) tools that keep an eye on the prices for you and give you a signal if something is discounted. Just read our ‘How to get great or the best deals in your life’ article for more handy information.
4. Know your triggers
When you’re having a bad day, it’s very tempting to treat yourself. Therefore, think of other ways that make you feel good, but don’t cost money. Think of doing a run around the block, play your favorite game or meet up with a friend.
5. Make coffee at home
How often do you get a coffee to go, buy lunch or order food in the evening? All of these costs can add up nicely on an annual basis. Just take a critical look at your regular spending and ask yourself if you can’t cut back on these kinds of luxury daily expenses. Notice what your return will be in the long run if you invest the money you save on that daily or weekly coffee to go with home brewed coffee.
6. Cook with seasonal products
Vegetables are unfortunately quite pricey, but you can save on your groceries by mainly buying seasonal vegetables. These are often much cheaper, because they come from native soil and are not imported. Seasonal vegetables in January are, for example: beets, pumpkin, parsnip, kale and carrots.
7. Buy offers (the ones you need)
Another way to save daily is to check the offers at your favorite supermarket and plan your meals around it. Products that you can keep in your freezer are also useful to buy in bulk when they are on sale. But be careful: only buy offers that you really need. Otherwise, of course, you actually save nothing.
8. Lower the thermostat by one degree
It should come as no surprise that you can save money by turning down your heating by one or more degrees. This was also the case before energy prices rose so drastically. Have you just concluded a new contract or do you have a variable rate? Then you might even save twice as much.
9. Bring lunch to work
This is actually a huge expense for many people: having a paid lunch in the canteen at work or going out on a lunch break. Especially with today’s prices, you can save plenty of money per working day with your home-lubricated lunch. Just count out your profit if you spend less money in the office by getting a quick sandwich out of the door from home.
10. Save every day
What’s the best way to save every day? That is by literally saving daily. Even if it’s only by saving one euro or dollar at a time. This way you’ll keep saving on top of your mind. You can approach this in all kinds of different ways. For example, save your change every day in a piggy bank. Or if you don’t have cash money, you can also do it digitally. Just put a daily reminder in your calendar for it.
10 simple ways to save money every day conclusion
Do you ever have the feeling, like no matter how hard you try, that it’s nearly impossible to find ways to save money? Just remember in this situation that saving money is always easier when you have a plan. Just follow these 10 steps to create one! We are 100% sure nice daily savings will immediately come after!